Built like a vault. Feels like an app.

Every tool you need to grow, spend and protect wealth — engineered around one key, one balance and zero noise.

01 — Five rooms

One vault, five rooms.

Each room is purpose-built, yet every asset stays one tap away from the others.

01 / 05

Invest

Fractional stocks, ETFs and bonds with automatic rebalancing and dividend reinvesting.

Fractional stocks, ETFs and bonds with automatic rebalancing and dividend reinvesting.

From $1

Auto-rebalance

DRIP

02 / 05

Save

A Cash Vault that earns daily interest and sweeps idle money into treasuries.

A Cash Vault that earns daily interest and sweeps idle money into treasuries.

4.1% APY

Daily payouts

No lock-up

03 / 05

Crypto

40+ digital assets with 98% cold storage and transparent 0.25% pricing.

40+ digital assets with 98% cold storage and transparent 0.25% pricing.

Cold storage

Staking

Proof of reserves

04 / 05

Card

An 18 g metal card that spends any asset in real time — with up to 2.7% back.

An 18 g metal card that spends any asset in real time — with up to 2.7% back.

0% FX

Virtual cards

Instant freeze

05 / 05

Insights

Plain-language reports on performance, fees and taxes. No jargon, no dark patterns.

Plain-language reports on performance, fees and taxes. No jargon, no dark patterns.

Tax reports

Fee X-ray

Goals

02 — Inside the app

Details you’ll feel, not notice.

Portfolio, live

Every asset priced in real time, with a chart that actually explains itself.

Total vault balance$0.00▲ 25.00% · 1Y

The Obsidian Card

Hover it. Tilt it. It spends any asset you own.

VAULT 27
OBSIDIAN
4927 •••• •••• 2701
ALEX MORGAN09/31

27-layer lock

Keys stay on your device. Always.

LOCKED

Markets, 24/7

Stocks by day, crypto all night — one ticker, one balance.

0+
0+
0+
BTCBitcoin96,420.12▼ 0.20%
ETHEthereum3,688.40▼ 0.20%
XAUGold oz2,741.90▼ 0.20%
SPXS&P 5006,012.33▼ 0.20%
NVDANvidia142.61▲ 0.13%
SOLSolana218.05▼ 0.20%
AAPLApple231.44▲ 0.13%
EUREuro / USD1.0842▼ 0.20%
BTCBitcoin96,420.12▼ 0.20%
ETHEthereum3,688.40▼ 0.20%
XAUGold oz2,741.90▼ 0.20%
SPXS&P 5006,012.33▼ 0.20%
NVDANvidia142.61▲ 0.13%
SOLSolana218.05▼ 0.20%
AAPLApple231.44▲ 0.13%
EUREuro / USD1.0842▼ 0.20%

Auto-invest

Set a rule once. Your vault buys on schedule, rain or shine.

Tax-loss harvesting

Losses offset gains automatically, every single day.

Family vaults

Shared goals, separate keys. Up to five members.

03 — Integrations

Plays well with your money stack.

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