NEW
Tokenized gold vaults are live
Stocks, ETFs, crypto and physical gold — held behind one key. VAULT 27 is the private vault for people who plan in decades, not days.
Assets sealed
Members, 31 countries
Flat annual fee
Layers of security
02 — The Obsidian Card
One card. Every asset you own.
Spend any asset, instantly.
Pay with stocks, crypto or gold. VAULT 27 sells the exact fraction you need at checkout — no transfers, no waiting.
Instant fractional liquidation
0% FX in 150+ currencies
18 g of brushed steel
Keys that never leave you.
Biometric vault access, hardware-bound keys and a 27-layer security stack. Freeze anything with one tap.
Face ID and passkeys
Single-use virtual cards
Instant freeze and re-seal
Rewards that compound.
Earn up to 2.7% back — paid in the asset you choose and reinvested into your vault automatically.
Cashback in BTC, gold or ETFs
Round-ups into your vault
No foreign transaction fees
03 — Asset classes
Six asset classes. One key.
From fractional shares to allocated gold bars — everything sits in one vault, priced live and ready to move.
04 — Performance
Watch it compound. Live.
Every dividend, coupon and reward is swept back into your vault the second it lands.
Auto-reinvest
ON
Tax-loss harvesting
DAILY
Rebalancing
±2% DRIFT
05 — Security
27 layers between your wealth and the world.
Security is not a feature we added. It is the architecture everything else sits on.
Biometric keys
Face ID and passkeys. No passwords to leak.
Hardware custody
Keys live in HSMs across three jurisdictions.
Anomaly radar
Every login and payment scored in real time.
Insured assets
Cash and securities protected up to $2M.
Proof of reserves
Monthly attestations, published openly.
Instant freeze
Seal a card, device or asset in one tap.
All layers sealed
Assets sealed in member vaults
Members across 31 countries
Platform uptime, trailing 12 months
Independent security layers
06 — Integrations
Bring the accounts you already have.
07 — Members
Quietly loved by 180,000 members.
I moved my crypto, my ETFs and my grandmother’s gold into one vault. Checking it is now the calmest part of my week.

Maya Lindqvist
Architect, Stockholm
The card sells a sliver of my index fund at checkout. It feels like magic the first ten times, then it just feels obvious.

Daniel Okafor
Product lead, Lagos
Finally an investing app that doesn’t shout at me. The design alone made me trust it more than my bank.

Sofia Marín
Illustrator, Madrid
Tax-loss harvesting ran quietly all year. My accountant asked what I had changed. I said: nothing, the vault did.

James Whitaker
Founder, London
Allocated gold with real serial numbers, viewable in the app. That was the moment I closed my old brokerage.

Aiko Tanaka
Physician, Osaka
Face ID, hardware keys, instant freeze. I finally sleep without checking my phone at 3 a.m.

Lucas Brenner
Engineer, Zurich
Round-ups into Bitcoin plus 1.5% back in gold. My coffee habit is officially an investment strategy.

Priya Raman
Designer, Toronto
Support answered in four minutes, with a human who understood bond ladders. Rare, and very welcome.

Mateo Rossi
Consultant, Milan
08 — Pricing
Simple plans. No hidden spreads.
Start free, upgrade when your vault grows. Cancel any time.
09 — FAQ
Questions, answered.
Can’t find what you need? A human replies in under five minutes.
Is my money actually safe with VAULT 27?
Securities are held by a regulated custodian in your name, crypto sits 98% in cold storage and gold is allocated to you bar by bar. This is sample copy — replace it with your own disclosures.
What does it cost?
Can I withdraw my gold as a physical bar?
How does spending from investments work?
Which countries are supported?
Takes 4 minutes · No minimums
Your future self is already grateful.
Open your vault today and move your first asset in under four minutes.